Category Archives: Uncategorized

WC Experience Mod Combinability

Posted on May 7, 2026 by Mitch Smith

I recently had a question from one of the Agency’s clients asking why all their subsidiaries share a common work comp experience modifier when they are each in different industries. While I sympathize with the client’s desire to have separate … Continue reading →

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Named Insured Wording is Important!

Posted on March 19, 2026 by Mitch Smith

This is an important consideration for any type of policy but is a serious concern as respects liability policies. Insurance policies only provide coverage to the people or entities that are either specifically named on the policy or included for … Continue reading →

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